Loan and Debt Consolidation

What should I do with my mother’s Direct Parent Plus Loan?

She wants me to begin paying it back but I noticed the thing is actually 3 seperate loans and all have 8.02% interest. My school loans only have 2.6%. I tried the consolidation calculators on the website and it did not improve the interest rate only lowered the payment. Any ideas on how to get a significantly lower interest rate?

they are different kinds of loans. that rates are what they are. just pay them

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